Welcome to Activate Insurance Brokers
We’re Activate Insurance Brokers, directly authorised by the FCA and proudly independent, which means our advice is transparent, unbiased, and always tailored to client needs.
We’re set to serve a diverse range of commercial clients across the region and UK. What sets us apart isn’t just the policies we arrange, but how we work: with clarity and a commitment to making insurance simple, personable and ourselves accessible.
Our Approach
Insurance can feel overwhelming for some, but we believe it shouldn’t be. That’s why we cut through the jargon and take the time to really understand your business, its processes, and your underlying circumstances. Whether you’re an established company, an emerging start-up or an individual, we tailor cover to fit needs.
As an independent firm, we have the agility and flexibility to adapt quickly to changing markets, emerging risks, and evolving client needs. Without the heavy layers of corporate bureaucracy, we can respond fast, think creatively, and provide solutions shaped around you or your business.
We also care about our community and supporting local and independent businesses is part of who we are from high street retailers to contractors.
We keep ourselves accessible and we appreciate not everyone has time to spare that’s why we don’t have endless phone menus, that’s also why you have a dedicated point of contact, no repeating your queries to a different person every time – simply put, there are no barriers between you and the help you need when you need it.
Whether you prefer a friendly phone call, a teams call, or a visit to our office, you’ll always know exactly who you’re dealing with and when you it dealt with.
The Benefits of Working With an Independent, Directly Authorised Brokerage:
Working with an independent, FCA-authorised brokerage like ourselves brings meaningful, practical advantages; the kind that directly improve your experience and the quality of protection you receive.
Unbiased, Client-First Advice
Independence means we work for you, not an insurer or corporate group. Our recommendations are shaped purely by your needs, with no hidden agendas, narratives or targets.
Direct FCA Authorisation – Stronger Protection
Being directly authorised by the Financial Conduct Authority ensures that every piece of advice we give is regulated, accountable, and aligned with the highest standards.
Agility & Flexibility
Without corporate red tape, we can react quickly, navigate changing market conditions, and adjust solutions as your life or business evolves.
Consistency & Personal Service
You deal with one advisor who knows you. No call centres, no scripts, no repeating yourself, just continuity, familiarity, and genuine relationships.
Tailored Solutions, Not Templates
Large organisations often rely on standardised offerings. We specialise in crafting cover that reflects the real nuances of your business or personal life.
Local Insight, National Capability
We combine the understanding of a local broker with access to national markets, A-rated insurers, and Lloyd’s of London when needed.
Clarity & Transparency
Independence allows us to keep things simple; clear terms, honest conversations, and straightforward explanations without the jargon. These benefits sit at the heart of everything we do and underpin the experience our clients rely on every day.
What You Can Expect When You Work With Us
• An experienced dedicated advisor who supports you from quotes, to adjustments to renewal – we offer a full 360 service.
• Access to a broad panel of A-Rated insurers and, where needed, Lloyd’s of London
• Transparent terms, clear explanations, and honest guidance
• Insurance that’s kept simple, understandable, and transparent
What We Offer
We provide both commercial and personal insurance, ensuring every part of your life or business is protected with confidence and ease.
Our full range can be viewed at:
https://activateinsurance.co.uk/
https://activateinsurance.co.uk/commercial-insurance/
https://activateinsurance.co.uk/personal-insurance/
Why We Were Created — And Why It Matters
Activate Insurance was founded during a period of major consolidation in the insurance industry. High street brokers across the country were being bought out, and while the corporate acquisitions brought national backing, something important was being lost – the relationship and accessibility for clients.
Clients suddenly found themselves dealing with unfamiliar teams, disrupted service, and the disappearance of the trusted advisors who had supported them for years. The personal touch faded, and local businesses and individuals felt the impact.
We set out to be the alternative.
At Activate Insurance, we believe insurance should always feel personal, reliable, and grounded in real relationships. By staying independent, we ensure our clients continue to receive continuity of service, genuine care, and advice – not from a rotating call-centre desk or winding phone menus.
We combine:
• the security of FCA-authorised advice
• the personal service of a local broker,
• the flexibility, speed, and warmth that large corporate structures often can’t offer.
In short, we exist to give you the best of both worlds: the professionalism and expertise you expect, with the approach and accessibility that you deserve.