Brancaster House Launches Free Retirement Planning Tool

At Brancaster House Financial Planning, we believe retirement is about how you want to live, what you value, and feeling confident you’ve got a plan in place.

That’s why we’re introducing our free Retirement Planning Tool: a bespoke way to map out not just how much income you’ll need, but how to make your retirement lifestyle a reality.

Introducing Our Free Retirement Planning Tool

Think of the retirement planning tool as your personalised retirement blueprint. Through this service, we’ll help you:

• Understand your income sources: pensions, savings, investments, property, state benefits, etc.

• Project what your retirement might look like: how income and expenses may change, and what you might need to maintain your desired lifestyle.

• Model different scenarios: what happens if you retire earlier or later, reduce spending, move house, or increase pension contributions.

• Set realistic goals, and see what moves can help you reach them.

• Keep your plan up to date, so changes in your life, in markets or regulation can be reflected and your plan stays relevant.

Why Use The Tool?

Here are some of the benefits our clients often tell us:

• Clarity & peace of mind – knowing your income sources and how they stack up against your ambitions helps reduce worry.

• Better decision-making – with clear numbers, it’s easier to make choices about retiring, drawing from pension(s), downsizing, or investing.

• Flexibility – if circumstances change (health, family, finances), the plan adapts.

• Avoid surprises – understand where you may have shortfalls, or conversely, where you might have capacity to spend more or give more.

Who It’s For & What We’ll Need

We can work with clients at various stages:

• Early-career, mid-career or approaching retirement – even if it’s 5-10 years away, starting early has big advantages.

• Those who already have some pension savings/investments but want to see the full picture.

• Those uncertain about lifestyle in retirement: where you’ll live, how you’ll spend, what legacy or travel plans you have, etc.

To build your plan, we’ll need:

• Current values of your pension(s), savings, investments

• Details of what you’re contributing now (if applicable)

• Your anticipated or desired retirement lifestyle; where you want to live, kinds of activities, how often you want to travel, etc.

• Major expected expenses (housing, healthcare, travel, hobbies)

• Any other income or assets (e.g. property, inheritances, part-time work)

How the Process Works

Here’s what you can expect, working with Brancaster House Financial Planning:

1. Retirement planner – start with our free-to-use retirement planning tool

2. Initial consultation – we’ll discuss your goals, current situation, lifestyle aspirations.

3. Gather data – we’ll collect the financial details (pensions, savings, projected costs, etc.).

4. Model your retirement scenarios – we’ll build projections under different assumptions (e.g. earlier vs later retirement, different investment returns, different spending levels).

5. Review & refine – we sit down together to review what the numbers tell us. Maybe small adjustments can make a big difference.

6. Ongoing review – as your life changes, or market/tax/regulation changes, we’ll revisit and your plan.

   
   

Why Choose Brancaster House to Help You With Your Retirement Planning?

• We bring tailored, human advice: no “one-size-fits-all,” but advice aligned with your values.

• Experience navigating the rules around pensions, tax, state benefits, and how they interact with lifestyle choices.

• Commitment to transparency: we show you what assumptions drive the outcomes, what levers you can pull, and where uncertainty lies.

• Long-term partnership: this isn’t a one-off layout, it’s a living plan that evolves.

How to Get Started

If you’d like us to help you plan your ideal retirement:

• Get started with our free tool

• Book a free meeting with one of our retirement specialists.

• Bring along anything you know: pension statements, savings, any thoughts on how you want to live in retirement.

• From there, we’ll propose a plan and fees, clearly.

Start picturing your retirement and plan for your financial future by using our retirement lifestyle planning tool >.